Helping Policyholders Recover From Disaster
At Merlin Law Group, we understand the pain and frustration that comes after sustaining damage to your property. When your insurance company is supposed to be there to help, they end up creating a second disaster by abandoning their responsibilities to their loyal policyholders. Since 1985, Merlin Law Group has been dedicated to obtaining justice for policyholders as they navigate their property insurance claims. Our insurance claim law firm has successfully litigated and recovered damages of more than 100 million dollars for an insured on a single case. Having a dedicated trial team, the financial resources to fight insurer delay tactics, and an extensive network of damage mitigation experts has enabled Merlin Law Group to help policyholders recover from disaster for almost four decades.
CBS 60 Minutes Exposes Alleged Insurance Company Fraud
Offices and Attorneys
Atlanta
191 Peachtree St. NE
14th Floor
Atlanta, GA 30303
Phone: 404.881.0154
Fax: 404.881.0157
Hours: 8:30 a.m. - 5:00 p.m.
Chicago
181 W Madison St
Suite 3475
Chicago, IL 60602
Phone: 312.260.0806
Fax: 312.260.0808
Hours: 8:30 a.m. - 5:00 p.m.
Cincinnati
201 E Fifth St
Suite 1900
Cincinnati, OH 45202
Phone: 513.991.2160
Fax: 513.991.2253
Hours: 8:30 a.m. - 5:00 p.m.
Dallas
6275 W Plano Parkway
Suite 500
Plano, TX 75093
Phone: 214.459.9734
Fax: 214.256.3654
Hours: 8:30 a.m. - 5:00 p.m.
Denver
1001 17th St
Suite 1150
Denver, CO 80202
Phone: 720.665.9680
Fax: 720.665.9681
Hours: 8:30 a.m. - 5:00 p.m.
Houston
1980 Post Oak Blvd
Suite 200
Houston, TX 77056
Phone: 713.626.8880
Fax: 713.626.8881
Hours: 8:30 a.m. - 5:00 p.m.
Jacksonville
4887 Belfort Road
Suite 200
Jacksonville, FL 32256
Phone: 904.345.4496
Fax: 904.345.4497
Hours: 8:30 a.m. - 5:00 p.m.
Los Angeles
2049 Century Park E
Suite 650
Los Angeles, CA 90067
Phone: 818.945.9800
Fax: 818.945.9801
Hours: 8:30 a.m. - 5:00 p.m.
New Orleans
201 St. Charles Ave
Suite 2500
New Orleans, LA 70170
Phone: 504.688.2288
Fax: 504.688.2287
Hours: 8:30 a.m. - 5:00 p.m.
New York
100 Park Avenue
16th Floor
New York, NY 10017
Phone: 347.503.0880
Fax: 347.238.3451
Hours: 8:30 a.m. - 5:00 p.m.
Oklahoma City
211 N Robinson Ave
Suite 210
Oklahoma City, OK 73102
Phone: 405.218.1105
Fax: 405.218.1106
Hours: 8:30 a.m. - 5:00 p.m.
Red Bank
125 Half Mile Rd
Suite 110
Red Bank, NJ 07701
Phone: 732.704.4647
Fax: 732.704.4651
Hours: 8:30 a.m. - 5:00 p.m.
San Francisco
601 Montgomery St
Suite 1925
San Francisco, CA 94111
Phone: 415.851.2300
Fax: 415.960.3882
Hours: 8:30 a.m. - 5:00 p.m.
Seattle
1201 Second Avenue
Suite 900
Seattle, WA 98101
Phone: 206.448.3610
Fax: 206.448.3706
Hours: 8:30 a.m. - 5:00 p.m.
Tampa
777 S. Harbour Island Blvd
Suite 950
Tampa, FL 33602
Phone: 813.229.1000
Fax: 813.229.3692
Hours: 8:30 a.m. - 5:00 p.m.
West Palm Beach
One North Clematis Street
Suite 510
West Palm Beach, FL 33401
Phone: 561.855.2120
Fax: 561.249.1283
Hours: 8:30 a.m. - 5:00 p.m.
Attorneys in all states
Why Merlin?
Type of Loss
Type of Loss
We handle all types of property insurance claims. Below you will find some of our key practice areas. Please do not hesitate to contact us with questions about your claim.
Hurricanes
Hurricanes
Hurricanes can wreak havoc with potential wind, water, and flooding damage to your home. Learn more about hurricane damage claims here.
Water Damage
Water Damage
Water damage claims are among the most common. Learn more about the different types of water damage claims here.
Hail Damage
Hail Damage
Hail damage is deceptive and can be expensive to fix. Learn more about hail damage claim conditions here.
Wildfires
Wildfires
Wildfires are statistically the most widespread natural disasters. Our California attorneys are experienced in handling wildfire damage claims. Learn more here.
Wind Damage
Wind Damage
High-velocity winds can cause severe damage to your property. Learn more about wind damage claims here.
Types of Loss
Hurricanes can wreak havoc with potential wind, water, and flooding damage to your home. Learn more about hurricane damage claims here.
Hurricane damage claimsWater damage claims are among the most common. Learn more about the different types of water damage claims here.
Water damage claimsHail damage is deceptive and can be expensive to fix. Learn more about hail damage claim conditions here.
Hail damage claimsWildfires are statistically the most widespread natural disasters. Our California attorneys are experienced in handling wildfire damage claims. Learn more here.
Fire and smoke claimsHigh-velocity winds can cause severe damage to your property. Learn more about wind damage claims here.
Wind damage claimsTimeline for Claim Process
Step 1
LossAfter the loss, you should document all damages with photographs to submit to your insurance company.
Step 2
Report the ClaimContact your insurance provider to notify them of the loss. Check your policy for any deadlines with providing a Notice of Loss.
Step 3
Information RequestYour insurance company will ask you questions about the claim. This may also be the time to submit any photos, repair estimates, and Proof of Loss documents.
Step 4
Property InspectionAfter your insurer is made aware of the loss, they will send an independent adjuster to the property to inspect the damage.
Step 5
Coverage DecisionWhen you receive a coverage decision, your insurer should list their reasons for denial and the portion of your policy they are citing.
Step 6
Examination Under OathYour insurance carrier may enact an Examination Under Oath (EUO) in which the insurer must answer questions surrounding the nature of the insurance claim.
Step 7
Seek AssistanceIf you are dissatisfied with your insurance company’s decision on your claim, Merlin Law Group can help.
Get a free case review
Free Case ReviewFrequently Asked Questions
In some cases, property insurance claims are handled promptly and fairly. These instances do not require an attorney, as insurance companies are honoring their obligations to the policyholder under the conditions of the policy. When an insurance company wrongfully delays, denies, or underpays your claim, it is recommended you consult with an experienced insurance claim attorney to review your options.
Merlin Law Group attorneys work on a contingency fee basis, so there is no cost to you unless we win your case. In many cases, Merlin Law Group will hire industry experts, among other resources, to build the ultimate case for you, the policyholder. In these cases, costs can accumulate greatly and quickly. Merlin Law Group attorneys know that these in-depth, unbiased expert analyses can make or break your insurance claim. Merlin Law Group is dedicated to obtaining the maximum settlement for our clients and will advance most costs pre-settlement.
The attorneys at Merlin Law Group will choose top industry experts tailored to your specific type of claim and in most cases, the firm fronts all costs for experienced experts in order to build the strongest case for you, the policyholder. We also have a dedicated trial team should your case head to trial.
From engineers to contractors to independent professionals, Merlin Law Group retains qualified experts to adequately assess your insurance claim. The utilization of these professional expert witnesses sets Merlin Law Group apart from other insurance law firms.
Merlin Law Group asks you to please provide the following documents if applicable and available.
For Residential and Commercial Property Claims:
- Insurance policy or copy of declaration page of insurance policy
- Denial letter
- Any and all correspondence to and from the insurance company
- Any estimates of items to be replaced/repaired
You can fill out our Free Case Review form to provide any relevant information regarding your claim. Our staff will reach out to you with available options.
We are here for you
As The Policyholder’s Advocate™, Merlin Law Group aims to drive positive change within the insurance sector by educating policyholders on their rights. By holding insurers accountable to their customers, we hope to bridge the gap between insureds and their insurers. Your insurance company should be there to help in your time of need, not make the situation worse. Merlin Law Group can help you get back to normal after a loss.
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No Fee Unless We Win
Merlin Law Group operates on a contingency fee basis, meaning we do not get paid unless we win your case. We will also advance most costs pre-settlement to ensure you have the strongest case possible.
